Booking online is safe. Read on
Financial Precautions to book online securely.
If risks of booking a holiday online worry you, this article on how to book online securely is for you! Does the act of entering your bank details online prevent you from shopping online? This Blog post looks at how to book online securely, particularly when booking your Mallorca Trip.
You are right to be cautious; there’s no guarantee that you won’t ever succumb to being hacked. We’ve all heard the horror stories about internet fraud and cyber crime. If you take some simple precautions though, you’ll minimalize the risk ever falling victim to it.
But everyone shops online!
No, they don’t. Definitely not. Now please don’t think I’m being ageist because I’m no spring chicken. I know a few over 50’s who just won’t go there. Some aren’t even online in any shape or form-I’m not talking about these. I’m referring to people who aren’t technophobes, they love to surf the net but wont use a bank card online.
Benefits of Shopping Online if you book online securely
You can get some fantastic value flights and accommodation
Benefits when you book online securely versus in store booking
You really are missing out if you’re not shopping online. Especially when it comes to booking up a trip to Majorca. First and foremost the reason to book Majorca online securely is to find best value. Online travel and holiday sites all compete with each other to offer the best deals.
Best Deals Online
There’s long standing companies such as travelrepublic.com, booking.com and teletext. Then there’s newer sites such as jet2.com and loveholidays.com. All offering great online value particularly for flights and accommodation particularly to Majorca!
Majorca Accommodation: Book securely online
Then there’s the variety of accommodation you can find online. Just open up Booking.com’s website, type in Majorca for any given date; just see how many pages of accommodations come up!
Now pick up a Tui brochure and compare the quantity of hotels, apartments and villas on offer with them. Thomas Cook on the other hand provides limited Majorca accommodation in their shop brochure but has a massive choice on their online site
The following precautionary steps will help you shop online securely
Install an online anti-virus, anti-spam product on the device you are going to make your online payment. Norton, McAffe are well known. Norton and You may also want to consider Avast Secure Line as a way of protecting your online privacy. The product encrypts your online communications to keep you anonymous when surfing the net. Some of these online security products allow installation on up to ten devices at a time. This means you can protect your smart phone, laptop, desktop etc at no extra cost
Check the online banking security options your bank provides; some offer free anti-virus and browser security software.
Check that the website you are using is a secure site.This means that a green padlock will show in the browser bar. Look for https rather than an http in the browser bar (the s is for secure sockets layer)
Browsers often come with security features built in. Make sure they are activated.
Check that the page of the website you are entering your bank card details onto is secured via Secure Sockets Layer (SSL) 128 bit encryption. Make sure you see the green padlock when you go on a secure website.
Give some thought to signing up for a PayPal account. By doing this, you link your chosen bank card details to PayPal’s secure system once only. By paying with PayPal, you keep your credit card information private, meaning that you can shop without worrying about a hacker downloading your account data from your online merchant.
Banks help you book online Securely
Banking safely online helps you book securely online
All bank’s websites are secured through an encryption process described above. Look for a locked padlock or unbroken key symbol in the browser window when accessing your bank site. In other words the beginning of your bank’s internet address will be ‘http’ rather than ‘https’ when a secure connection is made.
Never login to your bank website through a link in an email, even if the email appears to have come from your bank. Type your bank’s secure website address into the browser bar yourself.
Ways to exercise caution during your online shopping or banking session
Be suspicious of pop-ups that appear during your online banking session.
Stop and think about the process you normally go through to make a payment to someone. If it’s different from usual, close out and go back in later
Never give anyone your login details in full either by email or over the phone. Banks don’t ever request these in this way.
Check your bank statements regularly and contact your bank immediately if you spot any transactions that you didn’t authorise.
When sending money via your online bank account, always double check the amount you are sending as well as the account number and sort code you are sending it to.
Sometimes when paying on a website, the site will often ask if you want your bank card details saved for future payments. My advice is to not let any site save these details. Even if you are the only one with access to this PC
Make sure your bank has your up-to-date contact details.
Bank customer security checks
Different banks use different systems or authentication devices to prove that you are the genuine customer when accessing online banking services or making online banking payments.
Some banks issue you with a device that produces a one-time passcode. It may be a key-fob device or a pocket sized card reader device.
Barclays bank use the latter. Their device looks like a pocket calculator which they send to your home for online banking purposes. Banks use them in branch too at the counter. The cashier inserts your card into the gadget and asks you to enter your pin number This is to identify it’s your card and you know the pin number.
These devices are recommended for booking anything online most securely
These devices issue you a one time ‘transaction’ code. This is useful for online banking so you’re not logging in with the same username and passcode over and over. The instructions for use are obviously supplied and they’re fairly straightforward to use, if a little long-winded at home. Better safe than sorry though!
Should I have one of these devices?
Not all banks offer them. This does not mean that their online banking product is any less secure than those that do. All banks use security procedures to keep their customers safe. Many are invisible to the customer but are working away in the background to protect you.
What to do if you think you are a victim of fraud
If you spot unauthorised transactions on your online bank account, contact your bank immediately.
Sharing Personal Information
Personal Information includes anything like a comment you leave on a blog site, a form you fill in even if it is only your email you are sharing.
how long your personal information is going to be stored for
how it is going to be used
if it going to be shared with any other party and how long it is going to be held before being destroyed
My mission in this post has been to encourage you to look into put online security procedures in place. Not only will you be able to book online securely but have more choice when you do so.
A whole new exciting world awaits you in terms of the online shopping experience. Just put in place a few simple procedures. Let yourself go, enjoy a whole new experience of booking online securely
Please see also my post about Trip Protection Payment before booking and paying online
Here’s another useful Blog for you to visit regarding booking safely online